How to Finance New Furniture with Home Zone

How To Finance New Furniture at Home Zone Furniture

Home Zone Furniture extends our warmest welcome and invites you to experience our customer-focused personal touch when joining our furniture family. We understand that life can be challenging in so many unexpected ways, which is why we provide flexibility and allow you to choose from various finance options and get the furniture you’ve always wanted. One of the reasons why we offer such affordable furniture is that we have removed the middle-men and do not add any additional mark-ups. Our manufacturing division delivers the furniture directly to our stores. We make sure that you only pay for quality merchandise, rather than many extra costs such as commission or other unnecessary overheads.

Our original stores were located in Dallas and Fort Worth, and we have since expanded to cover a wider area of Texas and some areas in Oklahoma. You will find that our furniture is competitively priced and our staff at all stores are both welcoming and knowledgeable.

Special Financing

If you are unsure of how to finance new furniture, you should ask us about the special financing we offer. You can open a revolving account with Fortiva, which means there is no need to reapply for the same credit if you’d like to use it again.

You will not need to make any down payment to qualify, and you could be approved for any amount between $1,000 and $5,000. This account has an annual fee of between $0 and $49, which we will add to your first invoice.

The term of your loan will be dependent on the type of approval you receive. You could receive approval for 0% interest over six months or a low-interest period of up to 24 months. We recommend checking your local store for more details.

90-Day Financing

We understand that it’s not always possible to walk into a furniture store and buy whatever you want for cash. Due to this limitation, we have several different credit options available for your convenience. Our 90-day financing is another alternative for you to consider if you’d like to know how to finance new furniture. If you have $50, there’s no need for you to be concerned about a low credit score. You do not need credit for this program – and you can indeed rebuild your credit. Our 90-day financing plan is extremely popular and is the same as paying cash. All you’ll need to do is pay $50 when you first make your purchase and an additional $50 payment within the 90 days.

Home Zone Also Offers Layaway

Our layaway option is another one you should consider when you’re researching how to finance new furniture. You can use a layaway account to ensure that the price of any furniture you order is guaranteed. If you opt to take out a layaway account, you will have to provide a 20% down payment on all purchases, which is non-refundable. You will need to make weekly payments of 4.25% or monthly payments of 17% of the original balance to maintain your layaway account status. If you do not make any payments for 30 days or more, your account will be canceled, and we will convert any amount you have already made to store credit. Once you have made your final payment, we request that you give us at least four weeks’ notice before you would like to collect or have us deliver so that we can ensure that your order is in stock.

Find Your Ideal Set of Furniture at Home Zone Furniture

No matter what your furniture needs are, our extensive ranges include something to please even the most discerning shopper. Our living room selection consists of an incredible range of fabric and leather sofas and occasional seating, with an impressive range of TV stands and entertainment consoles.

You’ll find plenty to choose from in our variety of dining tables and chairs available in a range of color choices and finishes, including seating options that accommodate from four up to ten people.

Our bedroom range includes an array of beds, mattresses, nightstands, mirrors, dressers and chests. These are available in a wide range of finishes and color options. You’ll be spoiled for choice when it comes to our range of accents, which include bedding, lamps and cushions – everything you need to create your bedroom sanctuary under one roof. What’s more, is that none of it is unaffordable. Please do feel free to get in touch with us if you have any questions about the finance options we have available, or if you’d like to find out more about the range of furniture we have in stock at one of our stores.